Credit Counseling Solutions

AFL-CIO Employees Federal Credit Union is willing to help people who will be fighting monetary pressures. Your credit union isn’t only a spot to accomplish business, but an exciting and caring organization that improves the everyday lives of others.

Confidential, competent and services that are nonjudgmental supplied at no cost to users.

Your monetary health insurance and wellbeing is a factor that is significant the method that you experience your self along with your life. During the time that is same there clearly was a great deal information on individual finance, credit history, credit challenges as well as other crucial economic subjects so it can be difficult to know very well what suits you.

Call us today – our company is right here to aid!

301-683-2800

creditcounselor@aflcioefcu.org

user advantage

An unsecured shut end, fixed price, fixed term loan:

Minimal loan amount… that is……………………. $1,000.00

Optimum loan amount… that is……………………. $1,000.00

Optimum term…………………………………. one year

Directions:

Be an AFL-CIO EFCU user for at the least six 6 months.

No credit check is necessary; but, the mortgage re payment history will be reported.

Should be a part in good standing; no present delinquencies on any AFL-CIO EFCU account.

Have actually an existing direct deposit with AFL-CIO EFCU for at the very least a few months.

Spend a credit card applicatoin fee of $25 whether or not credit is extended.

Courtesy Pay will never be permitted through the term of this known Member Advantage loan.

Only 1 1 Member Advantage or Member Advantage Plus loan open at a period.

*APR=Annual Percentage Rate. Prices are topic to improve with no warning. All prices shown are for qualified borrowers. Minimal and Maximum loan quantity is $1,000.00. Projected payments that are monthly a $1,000 at a consistent level of 15.99per cent APR is $90.78. No credit check is necessary; nevertheless the loan re re re payment history shall be reported. Member must satisfy all demands to qualify. Only 1 Member Advantage or Member Advantage Plus could be released at any time per user or account. AFL-CIO EFCU reserves the best to end this system whenever you want without advance notice. Certain restrictions and conditions may use. (2) a Member that is non-refundable Advantage cost of $25 is gathered out of each and every application whether or not credit is extended.

MEMBER ADVANTAGE PLUS

An unsecured end that is payday loans Buckinghamshire closed fixed price, fixed term loan:

Minimal loan amount…………………………. $1,500.00
(on the loan that is first)

Optimum loan amount… that is……………………. $1,500.00

Maximum term…………………………………. 1 . 5 years

Tips:

Be an AFL-CIO EFCU user for no less than six 6 months.

No credit check is needed; nonetheless, the loan payment history will be reported.

Should be a user in good standing; no delinquencies that are current the full time associated with the application on any AFL-CIO EFCU account.

Spend a software charge of $25 whether or not credit is extended.

Courtesy Pay will not be permitted through the term associated with the known Member Advantage Plus loan.

Users do not need to spend the known Member Advantage Plus loan down to be eligible for extra funds. The mortgage stability must certanly be compensated to at the least $750 or below to qualify for extra funds and can even perhaps not meet or exceed the loan that is maximum of $1,500.

**APR=Annual Percentage Rate. Prices are topic to alter without warning. All prices shown are for qualified borrowers. The posted price may alter at any time without warning. Minimal and optimum loan quantity is $1,500.00. Predicted monthly premiums for $1,500 at a level of 17.99% APR is $95.77. No credit check is necessary; but the loan re payment history shall be reported. Member must satisfy all demands to qualify. Prior to the Member Advantage Plus loan should be granted, the user will need to have had a Member Advantage loan and finished payments for at the least twelve (12) months. Just one Member Advantage or Member Advantage Plus loan could be granted at any right time per user or account. AFL-CIO EFCU reserves the proper to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable Member Advantage Plus application cost of $25 is gathered out of each and every application whether or not credit is extended.

PAY SAVER LOAN

The Credit Union option to Spend loans day. An unsecured closed end, fixed price, fixed term loan:

Minimal loan amount…………………………. $300.00

Optimum loan amount…………………………. $750.00

Optimum term…………………………………. a few months

Be an AFL-CIO EFCU user for no less than six 6 months.

No credit check is necessary; nonetheless, the mortgage re re payment history shall be reported.

Must certanly be a known user in good standing; no delinquencies on any AFL-CIO EFCU account.

Spend a credit card applicatoin cost of $25 whether or not credit is extended.

Courtesy Pay shall never be permitted throughout the term regarding the Pay Saver Loan.

Just one 1 Pay Saver Loan available at any given time.

Year only two 2 Pay Saver Loans allowed per calendar.

***APR is Apr. The posted rate may alter at any right time without warning. Minimal loan quantity is $300 and Maximum loan quantity is $750.00. Estimated payment per $300 lent at a consistent level of 17.99per cent APR for six months is $52.67. Estimated payment per $750 lent at a level of 17.99per cent APR for six months is $131.67. No credit check is necessary; though the loan re re re payment history shall be reported. Automated transfer for payment is supposed to be founded at the right time the mortgage is disbursed. Member must satisfy all needs to qualify. Just one Pay Saver Loan can be given at any time per user or account. Year only two Pay Saver Loans allowed per calendar. AFL-CIO EFCU reserves the best to end this scheduled program whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable application charge of $25 is gathered out of every application whether or not credit is extended. It is to pay for the specific costs of processing.

For the added peace of brain. AFL-CIO Employees Federal Credit Union gives you the chance to buy financial obligation protection coverage.

Fresh Begin Loans

The Start that is fresh Loan meant to assist credit challenged credit union members re-establish credit and ideally prevent the usage of payday loan providers. This program is meant to cover collection products medical, energy, cable, etc., liens, judgments, charge-off loans, and challenged credit that haven’t been compensated, pleased, or come in a previous due status.

The mortgage system is always to help the credit union user payoff all challenged credit and re-establish their credit score.

Prices As minimal As 9.50% APR* as much as three years.

Minimal Amount: $1,000

Optimum Amount: $3,000

Minimal Term: 12 months

Optimum Term: three years

Requirements:

Loan must satisfy credit union financing policies, procedures, and directions.

Credit union to restrict all checks into the known user as well as the creditor.

There is absolutely no credit history restriction to qualify; nevertheless, only a few users would qualify.

For the added peace of brain. AFL-CIO Employees Federal Credit Union gives you the chance to buy financial obligation security protection.

*APR is Apr. Rates As Little As 9.50% APR. The posted rate is beneficial 01/01/2018 and could alter at any time without warning. Minimum loan amount is $1,000 and Maximum loan quantity is $3,000.00. Estimated payment per $1,000 lent at a consistent level of 9.50% APR for 3 years is $32.05. Credit check is necessary; the mortgage re payment history will be reported. Automated transfer for payment may be founded during the right time the mortgage is disbursed. Member must satisfy all demands to qualify. AFL-CIO EFCU reserves the ability to end this system at any time without advance notice. Certain restrictions and conditions may use. (2) a application that is non-refundable of $25 is collected out of each and every application no matter whether credit is extended. This can be to pay for the particular expenses of processing.

*APR = APR. RATE CENTERED ON CREDITWORTHINESS AND TERM OF LOAN. PRICES ARE AT THE MERCY OF CHANGE ANYTIME AS THEY ARE NOT GUARANTEED.

**APY = ANNUAL PERCENTAGE YIELD.

WE OFFER HYPER HYPER HYPER LINKS TO 3RD PARTY PARTNERS, INDEPENDENT FROM AFL-CIO EMPLOYEES FEDERAL CREDIT UNION. THESE LINKS ARE OFFERED ONLY AS BEING A CONVENIENCE. WE TRY NOT TO HANDLE THE INFORMATION OF THE WEB WEB WEB SITES. THE PRIVACY AND PROTECTION POLICIES OF EXTERNAL SITES WILL GENERALLY VARY FROM THOSE OF AFL-CIO EMPLOYEES FEDERAL CREDIT UNION.